Planning early is essential to ensure that you can have a fulfilling and
above all enjoyable retirement, without having to compromise your standard
of living. A pension is one of the most effective and tax efficient ways in which
to do this because you can get tax relief on the money you save. Effectively the
Government tops up any amount of money that you save for FREE.
Common questions that we experience from our clients:
“I have numerous pensions built up over the years, what can I do with them?”
“Should I contribute more or opt out of my workplace scheme?”
“Have I got enough money in my pension?”
“When can I retire?”
“What happens to my pension if I die early?”
“What options do I have when I retire?”
We have the expertise to provide pension advice, whether you are currently employed or self-employed and considering funding for retirement, close to retirement and looking to maximise your income, seeking information for your employees, or are a trustee of a pension fund.
Maximising existing pensions
In the course of a career, you might have accrued various pensions with different employers, or through periods of self-employment. We can help assess and maximise them.
- Never too early to plan for your retirement the sooner you start the journey the better.
- We will assist you to both establish your goals and work with you to ensure your planning remains on course whilst being flexible to suit your changing needs.
- Whether you require a review of existing plans or are looking to start a new contribution we are here to assist you.
Whatever your needs or circumstance, we are here to help you. By taking a proactive approach and with sound personalised advice, your lifestyle in retirement doesn’t have to be compromised.
The value of investments can fall as well as rise. You might get back less than you invested. You should only consider these products if you are willing to take some risk with your capital. We will consider whether such products are suitable for you before recommending an investment.